When you pay by card, your vendors get paid the same day2, and you postpone paying until your next billing cycle. This way, you get to hold onto your cash longer and use it for whatever your business needs right now.
Collect more of the card rewards that you love—cash back, airplane miles, front row tickets, Michelin-star meals, or whatever else you choose.
Whether your vendors are local or international, you can pay them with your Mastercard or Visa3, in USD or in their local currency, while enjoying the benefits of paying by card.
Pay vendors and contractors by card, even if they don’t accept them. They still get paid the way they choose—by ACH or wire transfer, check, single-use virtual card, or even instantly.4
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Payments processed
Hours saved monthly (average)
Bills paid
Vendors paid
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“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”
“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”
"No words to describe how great Melio is; perfect for small businesses. You can use Melio entirely for free to process ACH payments to vendors… The layout and speed of payments are great!”