Unlimited ACH, unlimited users, advanced workflows, and more - free for your first 90 days.
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Pay with free ACH bank transfers to cut fees, and your vendors get paid by their preferred method: ACH, wire transfer, check, or single-use virtual card. You choose how to pay, they choose how to receive.
Your business moves fast, and so should your payments. Melio offers advanced payment methods at different delivery speeds—like instant payments1, same-day bank transfer2, and fast checks3—that enable business growth.
Connect your QuickBooks Desktop, QuickBooks Online, or Xero account to Melio and automatically sync all your vendors, vendor credits4, bills, and payments for seamless payments and easy reconciliation.
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Manage all your business payments on a single platform. Add unlimited team members and set up approval workflows to share the responsibility while staying in control of every payment.
Hours saved on bill pay every month
Bills paid on time through our platform
Dollars we processed securely
Happy vendors paid
Save time on scheduling individual payments. Collate your bills and pay them all at once. You can also combine many bills to the same vendor into one payment.
Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever—and it’s free.
International payments allow you to pay vendors outside the US in US dollars for goods and services your business needs.
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Use Melio to pay business bills with your card to defer payments5, increase cash flow, and earn card rewards.
Pay business bills at the pace that works best for you–up to 12 monthly installments. Vendors get paid on time.
Collect W-9 forms from contractors directly from Melio. Make sure you’re ready for tax season.
Easily file 1099 by syncing to tax1099.com, reducing manual data entry errors and the risk of discrepancies.
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“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”
“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”
"Melio has been my go-to third-party bill payment processor for many years now. I love how it seamlessly integrates into QBO so that I can process bills in QBO or in Melio. The interface is super easy to use and understand."